Since 2013, Mountain West Financial and the CalPATH - California Public Employee & Teacher Home Loan Program have been providing home loan solutions for Teachers, Police Officers, Firefighters and other Public Employees in California.

If you are looking to buy (or) refinance a home in 2022, You need to Take a Peak at CalPATH!

CalPATH Benefits

  1. Home Purchase, Cash Out or Rate & Term Refinance
  2. Reduced Lender Fees & Discounted Pricing for Qualifying California Public Employees
  3. Lender paid Mortgage Insurance (No PMI) options available with as little as a 3% down payment
  4. Available for conforming and high balance FHA & Conventional loans up to a $970,800 loan amount
  5. Free One Time Float Down if Rates Improve during the loan process
  6. Keys in 21 Days Homebuyer Commitment

Who Qualifies for CalPATH?

  1. California State Teachers Retirement System (CalSTRS)
  2. California Public Employees Retirement System (CalPERS)
  3. Legislators Retirement System (LRS)
  4. Judges Retirement System (JRS)
  5. Or an Employee of a California Public Agency

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*CalPATH eligible FHA loans only with a minimum loan balance of $450,000 and a qualifying credit score above 680.

CalPATH is our way of saying Thank You for all you do to serve your local community.