Preferred Client News - Blog

CalPATH Hotline 800-310-7577

CalPATH Hotline @ 800-310-7577
LinkedIn- January 1, 2018

We have expanded the hours of operation for the CalPATH Hotline for better availability to answer any & all questions public employees may have about our exclusive California Public Employee & Teacher Home Loan Program known as CalPATH. Read More


2018 Loan Limits Released for FHA, VA & Conventional Lending

2018 Loan Limits Released for FHA, VA & Conventional Lending
LinkedIn- December 14, 2017

Loan limits will increase beginning January 1, 2018. Mountain West Financial will begin accepting loan applications under the new loan limits on December 11, 2017 for FHA, VA and Conventional loans scheduled to close in 2018. Read More


CalPATH Just Went Mobile Friendly, Take a Peak

CalPATH Just Went Mobile Friendly, Take a Peak
LinkedIn- December 06, 2017

The Huntington Beach office of Mountain West Financial has launched a new mobile friendly website designed specifically for the CalPATH & PATH Home Loan program to benefit Teachers, Police Officers, Firefighters and other public employees who serve our local communities. Read More


What's New with CalPATH in 2017

What's New with CalPATH in 2017
LinkedIn- June 26, 2017

If you are a public employee, CalPATH will now allow you to borrow up to 85% of your home value to pay off existing credit card balances, student loans (or) the funds can be used for home improvement! Read More


Introducing CalPATH 95 with No PMI!

Cash Out Now Available With CalPATH!
LinkedIn- May 15, 2017

If you are a public employee, CalPATH will now allow you to borrow up to 85% of your home value to pay off existing credit card balances, student loans (or) the funds can be used for home improvement! Read More


It is Reality Check Time for Homebuyers in California

It is Reality Check Time for Homebuyers in California
LinkedIn- May 5, 2017

Let's face it! We are in a sellers market and home buyers need to understand that there is a supply & demand issue here in California. What does this mean? We'll it simply means that we have more buyers in the market today than homes for sale in most areas of California.   Read More


Jane Needham joins our CalPATH Customer Service Team

Jane Needham joins our CalPATH Customer Service Team!
LinkedIn- April 27, 2017

Jane Needham has recently joined Mountain West Financial as the branch's CalPATH Customer Satisfaction Representative and loan officer assistant reporting directly to Joe Moore, the branch sales manager.   Read More


Introducing CalPATH 95 with No PMI!

Introducing CalPATH 95 with No PMI!
LinkedIn- April 5, 2017

Mountain West Financial is on the cutting edge when it comes to customized home loan solutions for public employees who serve our local communities in California! With this in mind, we have introduced CalPATH 95 and CalPATH 97, offering home loan finance options without private mortgage insurance or PMI!   Read More


Here is what our clients have to say about CalPATH!

Here is what our clients have to say about CalPATH!
LinkedIn- March 29, 2017

As we continue to celebrate the 3rd anniversary of the CalPATH - California Public Employee & Teacher Home Loan Program, we would like to brag a bit and show you a few of the testimonials submitted by Teachers, Police Officers, Firefighters and other public employees.   Read More


Do You Need Down Payment Assistance?

Do You Need Down Payment Assistance?
LinkedIn- February 24, 2017

CalHFA offers many down payment assistance programs to provide first time homebuyers the opportunity to realize the dream of home ownership. Programs are available as shown below for down payment and closing cost assistance in California.   Read More


Why does your Credit Score Matter?

Why does your Credit Score Matter?
LinkedIn- February 9, 2017

Without a high credit score you will not qualify for the best mortgage rates available which could mean you'll end up paying more money over the term of your mortgage.   Read More


VA No Money Down Home Loans to $636,150

VA No Money Down Home Loans to $636,150
LinkedIn- January 16, 2017

Did you know that a military veteran with full entitlement can purchase a home up to $636,150 in most HIGH COST COUNTIES of California with $0 money down and $0 out of pocket out of pocket cost with Mountain West Financial.   Read More


Gary Berry Joins MWF as CalPATH Advisor

Gary Berry Joins MWF as CalPATH Advisor
LinkedIn- January 16, 2017

Gary Berry has recently joined Mountain West Financial as a CalPATH home loan advisor to benefit teachers, police officers, firefighters and other public employees who serve our local communities in California.   Read More


Our 'Keys' in 30 Days Pledge to You!

FHA Mortgage Insurance Premiums Reduced
LinkedIn- January 9, 2017

On January 9th, 2017 the Obama administration cut mortgage-insurance premiums charged under a government program that's popular with first-time home buyers with little money for a down payment, a move that may ease the burden of rising interest rates.   Read More


Our 'Keys' in 30 Days Pledge to You!

Our "Keys" in 30 Days Pledge to You!
LinkedIn- January 5, 2017

It is easy to claim to have a Fifteen, Twenty-One or even a Thirty day home loan closing guarantee, but how many lenders actually deliver on their promises?   Read More


2017 Loan Limits Released for CalPATH

2017 Loan Limits Released for CalPATH
LinkedIn- December 16, 2016

California conforming loan limits will increase in 2017. Federal housing officials (Fannie Mae & Freddie Mac) made this announcement on November 23.. These increased loan limits have also been updated for Mountain West Financials exclusive CalPATH Niche Home Loan Program.   Read More


5 FACTS You Need to Know about CalPATH

5 FACTS You Need to Know about CalPATH
LinkedIn- November 9, 2016

As we celebrate the 3rd anniversary of the CalPATH-California Public Employee & Teacher Home Loan Program, I would like to point out some of the amazing benefits offered to Teachers, Police Officers, Firefighters and other public employees who serve our local communities in California.   Read More


Jumbo Loans:10% Down to $1,000,00 with No PMI

Jumbo Niche: 10% Down to $1,000,00 with No PMI
LinkedIn- October 27, 2016

Mountain West Financial has recently introduced a New Jumbo loan product to bridge the gap for home prices between $650,000 to $1,000,000 in California...  Read More


CalPATH Success Story #5 – 21 Days Closing

CalPATH Success Story #5 – 21 Days Closing
LinkedIn- October 14, 2016

I always enjoy receiving feedback from our CalPATH clientele, but I really love it when another party involved with the transaction takes the time to thank us for a job well done.   Read More


CalPATH Celebrates 3 Year Anniversary

CalPATH Celebrates 3 Year Anniversary
LinkedIn- October 04, 2016

Mountain West Financial is proud to celebrate our 3rd year offering the CalPATH-California Public Employee & Teacher Home Loan Program. Our exclusive home loan program has helped thousands.   Read More


MWF Seeking CalPATH Loan Officers to Join Our Team!

MWF Seeking CalPATH Loan Officers to Join Our Team!
LinkedIn- August 09, 2016

The Huntington Beach office of Mountain West Financial I seeking experienced loan officer to join out CalPATH Advisory Team...  Read More


Buying a Home with Less Than 20% Down Just Got Easier with CalPATH

Buying a Home with Less Than 20% Down Just Got Easier with CalPATH
LinkedIn- June 12, 2016

We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES!   Read More


Mountain West Financial Named Best Full Service Mortgage Banker

Mountain West Financial Named Best Full Service Mortgage Banker
LinkedIn- April 16, 2016

Mountain West Financial is honored to be named the Best Full-Service Mortgage Banker in 2016 by Corporate America. The 2016 Corporate America Finance Awards is dedicated to...   Read More


Mountain West Financial Sales Summit 2016

Mountain West Financial Sales Summit 2016
LinkedIn- March 09, 2016

Our next session of Loan Officer Academy begins April 18th where you can learn more about the mortgage industry and the role of the Loan Officer in a time tested and proven course.   Read More


Mountain West Financial Sales Summit 2016

Mountain West Financial Sales Summit 2016
LinkedIn- March 06, 2016

Mountain West Financial hosted our annual sales conference at Pechanga Resort & Casino in Temecula, California on March 3rd. The Huntington Beach (Orange County) office was awarded the Most Viewed MWF website for 2015!   Read More


Take a Peak at CalPATH!

Take a Peak at CalPATH!
LinkedIn- January 21, 2016

CalPATH is our #1 home loan program for Teachers, Police Officers, Firefighters and other public employees who serve our local communities in California.   Read More


If you cannot beat us, join us

If you cannot beat us, join us!
LinkedIn- January 09, 2016

For the 2nd consecutive year Mountain West Financial was named a National Mortgage Professional Magazine (NMP) Top Mortgage Employer! The publication polled its readers about their employers based on the following criteria:   Read More


To Be or Not Be a Mortgage Banker

To Be or Not Be a Mortgage Banker
LinkedIn- January 6, 2016

"Deciding whether to transition from a broker to a banker is a matter of measuring desired outcomes".   Read More


CalPATH Success Story #4 Craig Johnson

CalPATH Success Story #4 Craig Johnson
LinkedIn- December 28, 2015

"Craig Johnson was such a pleasure to work with. Refinancing our home seemed like it was going to be such a nightmare. However, Craig made the process so easy for me, which was much appreciated since I have two little ones at home..."   Read More


MWF Loan Academy begins January 11th

MWF Loan Academy begins January 11th
LinkedIn- December 15, 2015

Our next session of Loan Academy begins January 11th where you can learn more about the role of a loan officer...  Read More


CalPATH 5% Down to $625,000 with No Mortgage Insurance

CalPATH 5% Down to $625,000 with No Mortgage Insurance
LinkedIn- December 11, 2015

Mountain West Financial is now offering high balance conventional lending with 5% down to $625,500 with LPMI.   Read More


CalPATH Success Story #3

CalPATH Success Story #3
LinkedIn- November 7, 2015

We used the CalPATH program for our first home loan. Joe took the time to go over everything with us and was always..  Read More


Do you know the FACTS about CalPATH? Homebuyer Video Series #1 of 5

Do you know the FACTS about CalPATH? Homebuyer Video Series #1 of 5
LinkedIn- October 5, 2015

As we celebrate the 2nd anniversary of CalPATH, we have introduced a short video series to educate you on... Read More


4 Misconceptions Buyers have about Down Payment, do I really  need 20% Down?

4 Misconceptions Buyers have about Down Payment, do I really need 20% Down?
LinkedIn- August 8, 2015

Jann Swanson with Mortgage News Daily recently published a very interesting article regarding the future of E-Closing...   Read More


Electronic Mortgage Closing is Closer than you might think!

Electronic Mortgage Closing is Closer than you might think!
LinkedIn- August 8, 2015

Jann Swanson with Mortgage News Daily recently published a very interesting article regarding the future of E-Closing...   Read More


CalPATH included in LAUSD Pathways to Homeownership Guide

CalPATH included in LAUSD Pathways to Homeownership Guide
LinkedIn- July 16, 2015

LAUSD is committed to supporting all of its employees in pursuing a happy home. The Pathways to Homeownership is a guide to support you in your decision to becoming a...  Read More


MWF-HB celebrates 3 Year Anniversary

MWF-HB celebrates 3 Year Anniversary
LinkedIn- July 13, 2015

would like to congratulate my team, Sergio De Alba, Kathy Gullo, Larry Kraft for each of your contributions.
Read More


CalPATH Success Story #2

CalPATH Success Story #2
LinkedIn- April 14, 2015

My husband and I have been working with Joe Moore and Mountain West Financial over the past nine months as we searched for a home in the Los Angeles area.   Read More


100% Home Purchase Financing Now Available with CalPATH

100% Home Purchase Financing Now Available with CalPATH
LinkedIn- March 31, 2015

No Money Down Home Purchase financing is now available with the CalPATH - California Public Employee & Teacher Home Loan Program, exclusively offered by retail branch offices of Mountain West Financial.   Read More


MWF Named One of the Top 100 Mortgage Companies in USA

MWF Named One of the Top 100 Mortgage Companies in USA
LinkedIn- March 30, 2015

Mountain West Financial has been named in Mortgage Executive’s Magazine's list of the top 100 Mortgage Companies in America in 2014. This invitation-only list ranked lenders on their total yearly volume.   Read More


CalPATH Success Story #1

CalPATH Success Story #1
LinkedIn- February 12, 2015

My wife and I were looking for a home following a foreclosure nearly four years ago. Joe Moore was recommended to us by a family member and the CalPATH.   Read More


FHA MIP Reduction (Q&A)

FHA MIP Reduction (Q&A)
LinkedIn- February 12, 2015

Get Answers to "Frequently Asked Questions" about your qualification for the new reduced FHA monthly mortgage insurance premiums and historically low interest rates.   Read More


Preferred Realtor Network-California

Preferred Realtor Network-California
LinkedIn- January 31, 2015

The Huntington Beach office of Mountain West Financial has created a LinkedIn Networking & Discussion Group for California Lending & Real Estate professionals to exchange information and share best practices on the latest news, loan products and marketing strategy's in real estate industry.   Read More


MWF Named Top Employer 2015

MWF Named Top Employer 2015
LinkedIn- January 29, 2015

Mountain West Financial was nominated as a Top Mortgage Employer on the inaugural list by National Mortgage Professional Magazine. This came as a result of a poll from readers on the following criteria.   Read More


FHA Savings Calculator

FHA Streamline Savings Calculator
LinkedIn- January 18, 2015

President Obama has approved a reduction in Monthly Mortgage Insurance Premiums charged by the Department of Urban Development (FHA) by .50% from 1.35% to 0.85%.   Read More


FHA MIP Premium Reduced

FHA MIP Premium Reduced
LinkedIn- January 09, 2015

The White House has announced today that in an effort to make home ownership more accessible FHA will reduce annual mortgage insurance premiums by .50% from 1.35% to .85%. An FHA Streamline does not require an appraisal (or) income qualifying.   Read More


Piggy back a CHDAP with CalPATH!

Piggy back a CHDAP with CalPATH!
LinkedIn- November 27, 2014

Mountain West Financial is a leading down payment assistance provider for first time home buyers and has developed a web based tool, Down Payment Resource Center for home buyers to research & confirm qualification for available down payment...   Read More


5 Facts to Know About CalPATH

5 Facts to Know About CalPATH
LinkedIn- November 19, 2014

Mountain West Financial introduced the CalPATH – California Public Employee & Teacher Home Loan Program in 2013 to benefit Teachers, Police Officers and Firefighters who serve our local communities...   Read More

CalPATH is our way of saying Thank You for all you do to serve your local community.